SBA Financing for Car Wash Owners

Finance your car wash with an SBA loan secured through a specialized lender.


$44.6 Million

Processed for borrowers in 16 states through BankLink’s car wash lender network since 2010.

Which SBA lender is best for financing car washes?

Get matched to a specialized lender. We’ll pair you to your ideal SBA car wash lender based on your industry, business history, financials, and long term goals.

How Car Wash Owners Use Financing to Grow:

Grow your existing car wash business by acquiring additional businesses or start your own car wash business.

Build new terminals, replace brush heads, convert self-service bays to automated bays or switch payment processing systems.

Purchase a new car wash location, increase marketing efforts, invest in customer experience improvements or hire new employees.

Add, update, or expand the number of bays and service capacity at your wash.

Refinance existing high-interest rate debt or access working capital to increase liquidity during slow seasons.

Convert old facilities to self-service and invest in modern technology to improve customer experience.

Popular Solutions

  • Up to $25 Million for Rural Businesses
  • Great for Commercial Real Estate
  • Up to 30 Year Repayment Terms
SBA 7(a) Loan
  • Up to $5 Million for Qualified Businesses
  • Great for Business Acquisitions
  • Increased Flexibility Compared to Conventional Loans
SBA Small Loan
  • Up to $350,000 for Qualified Businesses
  • Great for Working Capital
  • Expedited Funding Timelines

The lenders in our network specialize in providing government-guaranteed loans for the car wash industry. The SBA 7(a) Loan Program is the most popular because its financing terms were made for long-term growth.

 When leveraged properly, the SBA 7(a) loan can be an efficient solution for the car wash industry’s most promising opportunities.

The Facts on SBA Loans

Terms, Rates, and Essential Information on the Financing Program

SBA 7(a) Loan Benefits for Your Car Wash

Up to $5 Million for Your Business

Dependent on business eligibility and need.

Optimize Repayment Terms

Refinance expensive debt with a longer-term loan.

Flexible Use of Proceeds

A wide range of eligible means you choose how the funds are used.

Franchise Eligibility

Leverage the benefits of a small business loan for eligible franchises.

More Resources on Car Wash Financing:


273 Car Washes
Approved for SBA Financing

nationwide through the SBA 7(a) Loan Program


Average loan size approved for a car wash through the SBA 7(a) Loan Program.

Finance Through the BankLink Network

Use this form to start the lender match process for your car wash.

Personal Information

Business Information

Business Address(Required)

Financing Request