Financing for Freight and Trucking

Grow your transportation business with affordable capital secured through a specialized lender.


$83.8 Million

processed for borrowers in 35 states through BankLink’s freight and trucking lender network since 2010.

Which lender is best for financing freight & trucking?

Get matched to a specialized lender. We’ll pair you to your ideal SBA lender based on your industry, business history, financials, and long-term goals.

How Route Businesses Use SBA Financing to Grow:

Buy the assurance that business will pass through a particular set of streets, which you’ll get paid to operate.

Attract and hire experienced truck drivers or invest in human resource training initiatives.

Use working capital to build a website, balance cash flow, market your company, and re-invest in your business.

Pay royalty fees or insurance premiums to cover expensive equipment, customer packages and employee incidentals.

Purchase trucks, vehicles, package processing software or other transportation equipment.

Improve cash flow by refinancing existing debt with extended repayment terms.

Popular Solutions

  • Up to $25 Million for Rural Businesses
  • Great for Commercial Real Estate
  • Up to 30 Year Repayment Terms
SBA 7(a) Loan
  • Up to $5 Million for Qualified Businesses
  • Great for Buying a Route
  • Increased Flexibility Compared to Conventional Loans
SBA Small Loan
  • Up to $350,000 for Qualified Businesses
  • Great for Working Capital
  • Expedited Funding Timelines

The lenders in our network specialize in providing government-guaranteed loans for the freight and trucking industry. The SBA 7(a) Loan Program is the most popular because its financing terms were made for long-term growth.

 When leveraged properly, the 7(a) loan can be an efficient solution for the freight and trucking industry’s most promising opportunities.

The Facts on SBA Loans

Terms, Rates, and Essential Information on the Financing Program

SBA Loan Benefits for Financing Routes

Up to $5 Million for Your Business

Dependent on business eligibility and need.

10-Year Repayment Terms

Longer terms, lower monthly payments.

Flexible Use of Proceeds

A wide range of eligible means you choose how the funds are used.

Collateral Light Eligibility

Financing secured at affordable rates, even without expensive assets.


Average loan size approved for route businesses through the SBA 7(a) Loan Program.


2,175 Freight and Trucking Businesses Approved for Funding

nationwide through the SBA 7(a) Loan Program

More Resources for Routes, Freight, and Trucking

Finance Through the BankLink Network

Use this form to start the lender match process for your route business.

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